Thanks Brian, you are absolutely right about the fibers. I've found that unless your lucky enough to get a continuous cut, it'll wind up jagged. I'm trying to keep this to the basics so a printer/ cutter is a little (lot) out of my league here. Also, I tried to combine tape and liquid masking for , what I think, are the two (2) most common options for the beginners.
You don't need to use a cutter for the vinyl. I freehand stuff all of the time in vinyl with a knife. I was referring to an alternative to using tape. Still your basics, just a different substrate.